It was my birthday this week (happy birthday to me)!
So I guess the excitement of it (and how busy work has been) has meant I didn’t prepare a post to publish – apologies all.
It therefore means this is not one of the standard posts in the series.
I however thought it would be useful to share reflections and realisation/demonstration that I am putting my money where my mouth is and am walking the talk
As the picture depicts, in 2018 I went all out and threw myself a party; food, birthday cake, DJ, photographer, etc. – all on me. I spent thousands of pounds!
This year, I went out for a meal with one of my favourite people, but none of the trimmings of the 2018 celebration, and of course the picture also depicts that I spent 10% on celebrating and 90% on wealth building activities – sowing the seeds for later.
Some might argue that it was my 50th in 2018, so it was okay to go all out. Given my current mindset, I agree that yes it was okay, provided I had previously sown the seeds that permitted it. If the party expenses were covered from returns on prior period investments (which probably continued to yield returns) then that would have been great! As you all know though, I had no investments at the time and it was funded from savings (and a one year loan, I am ashamed to say, which I took out when I realised my savings couldn’t cover all the expenses)!
One of my thoughts yesterday was “I wonder how much I would be reaping if I had invested the funds I spent in 2018”. But hey, know better, do better, that’s the key. As Steve Harvey said, “it ain’t over…”
[wpvideo OJi5PfHn ]
I’ve got a great life in front of me. It is all a process and God ain’t done with me, which is why I get to mark another birthday, and by His grace, my great years are in front and not behind of me, so onward ever…. I am looking forward to great things ahead.
To everyone out there, remember even though it is best to start early, it is never too late to start! Also, the journey to financial freedom involves building assets and maintaining expense levels, so let’s carry on with the process together.
Feel free to share any investments you’ve made and expenses you’ve cut out.
📝 Originally shared under my first blog, bitalks; part of the journey that shaped Life’s Riches.
Have you made any money moves you’re proud of; big or small? Or had a moment that made you rethink your spending habits? Share in the comments, I’d love to hear your reflections. And if you’re not already on the Life’s Riches journey, why not start today? Subscribe to receive future posts and resources direct to your inbox.