My Blog
Income Mindset: Earning Without the Pressure to Have It All Figured Out
In recent posts, I shared some of the lessons I often introduce when I go into classrooms to talk about money. We talk about what financial literacy really means beyond budgeting, and about understanding the difference between needs and wants. These are simple ideas,...
A Few Things I Find Helpful When Money Feels Heavy: Books and tools that support reflection, not pressure
Every now and then, someone asks me what they should read, buy, or use when they’re trying to make sense of their money. And I usually pause before answering. Because most of the time, people don’t need another rule or system.They need space.And something that helps...
Needs vs Wants: A Money Lesson We Should Learn Earlier
One of the simplest money lessons we’re taught is also one of the most misunderstood. Needs versus wants. On the surface, it sounds straightforward. Needs are essentials. Wants are extras. But in real life, the line between the two is rarely clear; especially once...
What Financial Literacy Really Means (Beyond Budgeting)
When people talk about financial literacy, it’s often framed as a set of things you should be doing. You should have a budget.You should be saving regularly.You should be thinking about the future. And while none of that is wrong, it can leave people feeling quietly...
The First Money Lesson I Teach in Schools: A financial literacy lesson that starts with meaning, not numbers
When I walk into a school to talk about money with sixth form students, I can usually feel the expectations in the room. Some are curious.Some are cautious.A few already look convinced that money is either stressful, boring, or something they’re “not good at”. Before...
Emotional Spending: The Real Reason Behind Those “Treat Yourself” Buys
Ever found yourself buying something on impulse: not because you truly needed it, but because you were stressed, bored, or just in need of a pick-me-up? That’s emotional spending. It’s not about being bad with money. It’s about how our emotions and money habits...
Buried Money Beliefs: The Story I Didn’t Know I Was Living
I used to think I didn’t have a “money story.” But a simple prayer from childhood and an unexpected eBay experience, revealed a belief I didn’t know was there. This post explores what happened, what I uncovered, and why those hidden money stories still shape how we live and earn.
The Road Trip Memory That Got Me Thinking About Inherited Money Habits
Not all money stories come wrapped in pound signs.Some are buried in childhood memories, quietly shaping how we live, love, and lead without us even realising. This isn’t a blog about budgeting.It’s about how a simple memory of a family road trip I’d long forgotten,...
The Myth of Starting Over from Scratch: Why I Went Back to Employment (and It’s Not Failure)
Why You're Not Back at Square One It’s halfway through the year, and if you’re anything like me, you’ve probably looked at your goals or your vision board and felt a quiet voice whisper: “I should be further along by now.” One of my biggest goals for 2025 is to break...